Why Buy a Home for Your Family?

Now is the time for you to buy a home.

Continuing to rent will only build wealth for your landlord instead of for yourself.

The Black Brilliance Homeownership Team is here to help you change your trajectory!

 

Stable Housing Payment

Without owning a home, your monthly rent will be unpredictable from year-to-year.

Annual rent increases will decrease the amount of money that your family will have to manage your monthly bills and leisure spending.

Homeownership is the ultimate equalizer!

Owning a home will typically require a lower monthly payment, when compared to renting similar homes in your area or an apartment.

How can you enjoy a stable housing payment?

With a 30-year fixed-rate mortgage, you can rest assured that your monthly housing payment will not change.

 

Build Wealth for Your Family

The money that you earn represents your income from employment.

Building wealth occurs when assets that you own begin to increase.

For most people, homeownership is the fastest and most reliable path to wealth.

Unlike a savings account or stocks, where you can view the performance of your investments, a home is an asset that your family lives in, as it grows in value.

Homeownership enables you to build wealth for your family by simply making your monthly payments on time and maintaining the appearance of your home.

 

Get Pre-Approved to Buy a Home  

Instead of randomly searching for a home to buy, it’s wise to get pre-approved for a home mortgage loan.

A licensed mortgage broker can review your financial information to determine an affordable price range for buying a home.

Typically, your loan officer will ask you to provide recent paystubs, W-2s for last two years and your most recent bank statement.

Once you’ve secured a pre-approval to buy a home, real estate agents will know that you’re qualified for financing and serious about buying a home.

 

How to Find a Mortgage Broker Near Me?

Nearly all mortgage brokers have a website that appears within local search results.

Searching to find homes for sale near me or mortgage brokers near me will provide a ton of resources.

You might have found this website with a “near me” search.

The Black Brilliance Homeownership Team – Powered by E-Mortgage Capital is delighted to help you find the ideal home loan for your situation.

While based in Philadelphia, PA, we have licensed Loan Officers in multiple states happy to assist you in Firing Your Landlord!

As a reputable mortgage firm, we invite you to apply online for a home loan.

Using our secure loan application is the first step in the homebuying process. Go to “Start Your Loan Application” on the main page to get started today!

Next, one of our loan officers will review your application and follow up with you.

Contact us today about building wealth for yourself and/or your family via homeownership.